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EXISTING BUSINESSES
Q. My business is already established. How can the SBDC help me?
A. The SBDC provides a wide variety of services to established businesses including counseling in accounting, business expansion, capital improvement, marketing and financial analysis (or a “health check”).
We also offer:
- A procurement assistance program for companies that want to bid on lucrative federal, state, or local government contracts
- An international trade program for firms entering into or expanding within the global trade arena
- Counseling in satellite offices located in Bartow, Pinellas County, Highlands and Manatee counties
Q. How do I get a business loan?
A. Most small business owners look for loans from commercial lenders to cover debt financing. It is worthwhile to understand lending guidelines prior to application. General information enabling a lending officer to make an informed decision regarding your loan proposal are:
- Ability to repay the debt
- Business plan: is it thorough?
- Collateral
- Credit history/ personal net worth
- Down payment or “equity”
- Management history or ability
- Market or economic conditions of the area
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